When you’re out driving on the road, you have to make sure you’re aware of car accident laws. You may be wondering if you are liable for an accident, or if your insurance will cover the cost of repairs to your vehicle. There are also a few things you should know about filing a claim after an accident.
Document the scene of the accident
If you have been involved in a car accident in Vermont, you may be asked to submit an accident report. This is to ensure that you and other drivers are following the appropriate safety procedures. The report contains important information, such as the name of the responding agency, the type of highway, and the nature of injuries.
A crash report is not a requirement if the driver involved is not injured. However, if you are injured, it is in your best interest to document the scene of the accident. You can find out more about your rights and obligations in this regard by consulting a legal advisor.
The crash report consists of a written description of the incident. It includes details about the vehicles and their respective owners. Also included is a diagram showing the location of the crash.
Check your auto insurance premiums after the accident
If you have been in a car accident in Vermont, you’ll want to check your auto insurance premiums. The cost of insurance is based on a number of factors, including your driving record. You may also be able to get a discount by bundling your insurance with other types of coverage.
If you are involved in an at-fault accident, your rates are likely to increase. These increases can be large or small depending on a number of factors.
One way to avoid a rate hike is to notify your insurance company as soon as possible. Your insurer will review your claim history and the circumstances of the crash. They will then determine the amount of the increase.
Another way to reduce your rates is to drive defensively. This is especially true for young drivers. It’s also important to maintain a clean driving record.
Check your passengers’ names, addresses, birth dates, and contact information
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File a wrongful death claim against the person who caused the crash
If a loved one has died in an accident, you may be eligible to file a wrongful death claim against the person who caused the accident. Vermont law permits a surviving spouse, child or partner to bring a claim. It also gives the surviving family members the right to make workers’ compensation claims.
A wrongful death claim involves damages for pain and suffering as well as the financial impact the accident had on the victim’s family. Compensation is proportional to the degree of fault. Generally, the driver who was at least 80% at-fault will be held liable for the wreck.
During the investigation, your attorney will ask questions of witnesses to determine their account of the accident. The police will also gather evidence of the event. Other factors affecting the wreck may be evaluated by engineers and accident forensic specialists.
Avoid admitting guilt
You can’t always avoid getting into a car accident, but if you do it’s important to know your rights and responsibilities so you can get the best possible result. Vermont has a few specific car crash laws that will protect you from pitfalls that could potentially derail your case.
For example, you’re not allowed to claim damages from an uninsured driver. Likewise, you may not be able to file a wrongful death lawsuit if you are the victim of an accident. However, you may still be entitled to claim medical costs incurred by the at-fault party.
The Vermont car accident statute of limitations limits the timeframe within which you can file a lawsuit. This is particularly true if you have suffered serious injuries.